How much a +1 cloak would sell for is completly dependant on the area's economy availability of this item how much desire there is for this item how easy it is for a vendor to move this item how well a pc can haggle to sell this item how much better a npc might haggle to get the cost down on the item and many, many other factors. Sheesh it is the gm that sets up any areas initial economy players can of course start businesses to affect this economy but then you really arn't playing d&d anymore but more like papers and paychecks lol old time joke for those of you old timers. Wow, I have never heard of anyone quoting rules for character wealth this is a new one to me.
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